401(k)s are nice, but they just aren’t relevant to younger workers anymore. The reason: Crippling student loan balances. With the average graduate with student loans now leaving school with an average debt now topping $35,000, our current college graduates start their careers deeper in hock than any other generation before them by far. The monthly nut that today’s crop […]

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The 401(k), the beast that ate the traditional pension plan, has been the backbone of the retirement savings structure for tens of millions of workers since its inception in the early 80s. But the defined contribution concept has also left a lot of people behind. The problem with the 401(k), however, lies in the very flexibility […]

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Today’s recent college graduates – the people you’re trying to hire – have a problem: The cost of education has ballooned far faster than their ability to earn money to pay for it – both during and after college. Many of them are graduating with student debt levels nearly unheard of just a generation ago. […]

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When you’ve got student loans, that may be the only financial future you’re focused on – getting them paid and out of your life. But you also need to think long term – about your retirement – even if that’s 30, 40 or even 50 years down the road. Even if paying your student loans […]

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