Debt-relief scams are on the rise. Here’s how to spot them: 1.) They ask for up-front fees or payments. If any debt-relief counseling or assistance organization or salesperson demands an up-front fee to ‘fix your credit,’ tell them no, and report them to the Federal Trade Commission. Federal law makes it illegal to charge an […]

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We wrote recently about a landmark bankruptcy case that allowed one student loan debtor to have $50,000 of his $80,000 student debt relieved. This was important as a precedent setting case, but it took 10 years of wrangling and a legal team to get this verdict. This represents time and resources that most student loan […]

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