How can I consolidate my student loans? How do I know if consolidation will be beneficial?   If you want to consolidate your federal student loans you can apply for a Direct Consolidation Loan on the federal aid website.   A couple of things to know about student loan consolidation: Direct Consolidation Loans are only […]

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I work at a non-profit and I’m getting payment from my employer totaling $10,000 over 5 years in the Tuitionio program. I’m currently repaying under the extended graduated repayment plan. My question is about student loan forgiveness given I work for a non-profit. I heard that if you do the required payment plan based on […]

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I’m trying to figure out the best way to maximize my student loan contribution benefit. My employer increases the monthly contribution amount each year. I expect to be done paying it before the 5 year employer contribution program is over. Any tips for how best to maximize the employer contribution? Right now I pay above […]

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There’s lots of press these days about how terrible doctors have it with their horrific six-figure student loan burdens. And they have a point: The median all-in cost to go to medical school, including books, shelter and the occasional meager meal (I know, right?!) is over $207,868 at public colleges and $278,455 at private schools. […]

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Two finance professors out of Appalachian State University, Jarrod Johnstone and Ivan Roten, took a look at Income Based Repayment (IBR) and Public Service Loan Forgiveness (PSLF) and the possible impact this may have on individuals, college tuition and the economy. IBR has been around since 2009 and capped payments at 15% of discretionary income […]

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We’ve written before about the pain of a spousal student loan consolidation if the couple gets divorced. But even if your happily-ever-after sticks for good, student loans can still be a minefield if you don’t handle them right from the get-go. So while you’re planning your nuptials, look beyond flower selection and the perfect wedding […]

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If you’re getting ready to walk the stage in your mortarboard and get that coveted and hard-earned sheepskin this month, congratulations. Whether it took you four years or a decade to get there, you’re graduating and that’s awesome. But if you borrowed to attend school, you’ve got some consequences to deal with – and soon. […]

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Student loans can be a headache no matter how much or little you owe, but the greater your debt, the more oppressive it can feel. If you’re struggling to make payments (or failing to make them), it can be downright depressing. But there are smarter ways to deal with your student loan debt – you […]

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With 10% of student loan borrowers defaulting in the first two years of repayment and rates rising to as high as 23%, it’s important that we address the burgeoning student loan crisis. A consortium of interested parties including Young Invincibles, National Association of Student Financial Aid Administrators (NASFAA), Institute for Higher Education Policy (IHEP), New […]

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