By Jeni Burckart One in seven American adults have a share of the nearly $1.6 trillion in student loan debt. Meanwhile, unemployment remains at a low and specific positions, especially healthcare roles, are predicted to have massive shortages. With the supply of laborers low and the demand high, it’s no surprise that today’s workforce is […]

Read More

PSLF is designed for lower income borrowers; like teachers, who may otherwise have difficulty repaying their student loan debt. These borrowers require college education for their professions, but often don’t see the salary increase of other college graduates. Many of these employees have been counting on PSLF since its inception in 2007, only to find out that they didn’t meet very specific eligibility criteria. This article talks about flaws and solutions for PSLF program flaws so borrowers can get the student loan forgiveness they’ve earned.

Read More

I have a Parent PLUS Loan in my name for one of my children.  How can I change the loan to put it 100% in my child’s name, removing my name completely? Are there several choices?  Or only a few?   Refinancing is only way to transfer ownership of a Parent PLUS loan from you […]

Read More

 I just recently took out a private student loan with a 10.00 APR interest! How long should I wait until trying to refinance the loan? I’m currently working full-time and taking online courses. I have a good to excellent credit score.   Because you’re working full time it’s not out of the question to consider […]

Read More

How can I consolidate my student loans? How do I know if consolidation will be beneficial?   If you want to consolidate your federal student loans you can apply for a Direct Consolidation Loan on the federal aid website.   A couple of things to know about student loan consolidation: Direct Consolidation Loans are only […]

Read More

I will be starting my online MSN program and I’m wondering what my options are for financing the degree and for loan forgiveness after graduation.   It sounds like you have two questions. 1. How can you pay for the MSN program? 2. What student loan forgiveness options are available? Strategies for paying for your […]

Read More

I work at a non-profit and I’m getting payment from my employer totaling $10,000 over 5 years in the Tuitionio program. I’m currently repaying under the extended graduated repayment plan. My question is about student loan forgiveness given I work for a non-profit. I heard that if you do the required payment plan based on […]

Read More

I’m trying to figure out the best way to maximize my student loan contribution benefit. My employer increases the monthly contribution amount each year. I expect to be done paying it before the 5 year employer contribution program is over. Any tips for how best to maximize the employer contribution? Right now I pay above […]

Read More

Ask Jeni is a service offered to tuition.io users that lets real borrowers ask Jeni Burckart, our student loan coach, questions about their student loans. Here’s an example of one of those questions. I’m interested in learning about options for consolidating student loans. My child is beginning the loan repayment process and we would like […]

Read More