The New York Times published a recent piece called The Beginner’s Guide to Repaying Student Loans in which they mention that one-fourth to one-third of borrowers are late on their very first student loan bill and it goes downhill from there with 35% of student loan debtors being 90 or more days delinquent. NYT calls this […]

Read More

When you’re looking at colleges in your junior or senior year of high school, contemplating a transfer to a new school or planning to go back to college, there are a number of factors to consider. Cost is, of course, a huge concern, as is geography if a school you’re looking at charges out-of-state tuition. […]

Read More

Recently, Treasury Department Deputy Secretary Sarah Bloom Raskin spoke at the University of Maryland and took the Department of Education to task on failing struggling student loan borrowers.

Read More

If you’re struggling to pay your student loans each month, one of the worst things you can do is to do nothing at all. Student loans won’t go away and federal loans have no statute of limitations, so they will inevitably catch up to you. It’s best to be proactive and request a deferment or forbearance […]

Read More

Student loan debt is manageable for many, but for others, it’s a burden that feels insurmountable. If you can afford it, the best strategy is to pay your loans off as soon as possible – even faster than the traditional 10 year plan by applying extra cash to your highest interest loan. But if you […]

Read More

If you are struggling with your student loan payments or have fallen behind on your debt, you may be in full-on freak out mode. Many people tend to take a head-in-the-sand approach to dealing with their troubles, but this is the worst thing you can do. Even if you’re willing to deal with your student […]

Read More

Even though the President signed off on the bipartisan student loan deal last month to keep current student loan interest rates low, it doesn’t bode well for the future and there are other looming educational crises that are not being addressed. The student loan bill is a band-aid that may make borrowers bleed when it’s […]

Read More

If you can’t afford to pay your student loans, the temptation may be to take an “out of sight, out of mind” approach. Not only will this not make your student loans go away, it will make it worse. But, hey, when do we always do what’s best for us? Denial is more than just […]

Read More

When it comes to your student loans, you may feel hopelessly in the dark. You signed up for loan after loan to get through school but your focus was on getting through college so you didn’t worry about the details. It’s been much the same for our country as a whole. We want our students […]

Read More