I just recently took out a private student loan with a 10.00 APR interest! How long should I wait until trying to refinance the loan? I’m currently working full-time and taking online courses. I have a good to excellent credit score.   Because you’re working full time it’s not out of the question to consider […]

Read More

How can I consolidate my student loans? How do I know if consolidation will be beneficial?   If you want to consolidate your federal student loans you can apply for a Direct Consolidation Loan on the federal aid website.   A couple of things to know about student loan consolidation: Direct Consolidation Loans are only […]

Read More

Ask Jeni is a service offered to tuition.io users that lets real borrowers ask Jeni Burckart, our student loan coach, questions about their student loans. Here’s an example of one of those questions. I’m interested in learning about options for consolidating student loans. My child is beginning the loan repayment process and we would like […]

Read More

Ask Jeni is a service offered to tuition.io users that lets real borrowers ask Jeni Burckart, our student loan coach, questions about their student loans. Here’s an example of one of those questions. I currently pay almost $1,300 a month on my student loan. I have just over $62,000 in loans left to repay, my […]

Read More

Senator Elizabeth Warren has been a loud and vocal supporter of those suffering under the weight of student loans despite the fact that she’s having a hard time raising support from her fellow legislators. She’s offered up several pieces of legislation to help cash-strapped borrowers and all have been either ignored or voted down. But […]

Read More

Consumers refinance all types of debt – mortgage, credit cards, even car loans – so why not refinance your student loans? First, there hasn’t been a plethora of options for refinancing this unique debt, but now this is no longer the case. Second, there are protections inherent in federal loans that many don’t want to […]

Read More

Refinancing your student loans can be a great way to get a better deal on your debt, lower your payments and reduce the number of payments you have to make each month. But it can also represent a significant risk if not done wisely. Refinancing student loans, particularly federal ones, strips away protections such as […]

Read More

With more than seven million student loan debtors now in default and more falling behind all the time, legislative measures to effectively address this crisis would be welcome. One such measure – Senate Bill 2292 – has been presented by Elizabeth Warren and 29 cosponsors, but the Department of Education is throwing up roadblocks. To […]

Read More

The Consumer Financial Protection Bureau (CFPB) is living up to its promise to be a watchdog on the student loan industry. Last week, they issued a report on private student loans that should cause all borrowers with a cosigned loan to sit up and take notice. The report covers the six months from October 2013 […]

Read More