Jessica Ferastoaru

3 min read

Federal Repayment Plans: What’s Available Now and What’s Coming July 1st?

Changes are coming to the federal student loan program this summer.

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3 min read

Student Loan Delinquency and Default - Take Action Now to Avoid Further Credit Damage and Collection Activity

When a federal student loan defaults, The Department of Education (ED)* can use various tools to withhold your money and apply those funds to your...

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3 min read

Do you have Parent PLUS loans? What you need to know about the student loan changes coming July 1st.

On July 1, 2026, the One Big Beautiful Bill Act (OBBBA) will usher in a number of new student loan rules, and parent borrowers will be greatly...

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3 min read

Thinking about pausing your student loan payments? What to know about deferment and forbearance.

A 2026 explainer on deferment and forbearance. Federal student loans come with two tools for pausing payments: deferment and forbearance. If you...

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2 min read

Stay on Track for PSLF: What the July 1 OBBBA Changes Mean for You

New federal loan rules starting July 1, 2026, could impact your path to PSLF.

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2 min read

Before You Consolidate Your Federal Student Loans, Know How the Budget Reconciliation Act May Change Things

Planning to consolidate your federal loans? Here’s what to know before the April 1 and July 1 deadlines hit.

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2 min read

You're Not Alone—Understanding Student Loan Delinquency & What Comes Next

If you’ve fallen behind on your student loan payments, know that you are not alone. For over three years, federal student loan borrowers weren’t...

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The SAVE plan has been blocked

3 min read

The SAVE plan has been blocked. What does this mean for you?

A federal court recently blocked the Department of Education’s newest and most affordable repayment plan, Saving on a Valuable Education (SAVE). This...

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