3 min read
Federal Repayment Plans: What’s Available Now and What’s Coming July 1st?
Changes are coming to the federal student loan program this summer.
Consolidation
3 min read
Student Loan Delinquency and Default - Take Action Now to Avoid Further Credit Damage and Collection Activity
When a federal student loan defaults, The Department of Education (ED)* can use various tools to withhold your money and apply those funds to your...
3 min read
Do you have Parent PLUS loans? What you need to know about the student loan changes coming July 1st.
On July 1, 2026, the One Big Beautiful Bill Act (OBBBA) will usher in a number of new student loan rules, and parent borrowers will be greatly...
3 min read
Thinking about pausing your student loan payments? What to know about deferment and forbearance.
A 2026 explainer on deferment and forbearance. Federal student loans come with two tools for pausing payments: deferment and forbearance. If you...
2 min read
Stay on Track for PSLF: What the July 1 OBBBA Changes Mean for You
New federal loan rules starting July 1, 2026, could impact your path to PSLF.
2 min read
Before You Consolidate Your Federal Student Loans, Know How the Budget Reconciliation Act May Change Things
Planning to consolidate your federal loans? Here’s what to know before the April 1 and July 1 deadlines hit.
3 min read
Top 5 Considerations to Lower Student Loan Debt Now
Federal student loan debt relief programs have been in a state of continuous fluctuation since 2020. The injunctions blocking parts of the SAVE plan...
3 min read
Consolidate FFEL Loans to Direct Loans for Maximum Benefit
If you have an older type of federal student loan known as Federal Family Education Loan (FFEL) it’s time to make a change. Federal Direct Loans have...
2 min read
Take Full Advantage of the CARES Act Student Loan Relief
Please note an executive order signed 08/08/2020 continues the student loan relief through 12/31/2020. We updated the article to reflect the new...